US dollar to Turkish lira, from the ECB reference rate of Friday 6 November, re-anchored to the live market six times each working day.
Measured on the last three years of daily fixes, refreshed with every run.
Chance each fix beats the latest rate of ₺50.15. A higher rate means more TRY for every USD you convert. Model estimates, not promises.
Next fix forecasts beat a "no change" guess. Five sessions out they beat it, and the range caught 86% of outcomes against an 80% target.
| Date | Forecast | Actual | Miss | Range |
|---|---|---|---|---|
| Fri 6 Nov | 50.08 | 50.15 | 0.072 | Outside |
| Thu 5 Nov | 50.06 | 50.05 | 0.009 | Inside |
| Wed 4 Nov | 50.03 | 50.02 | 0.009 | Inside |
| Tue 3 Nov | 50.00 | 50.00 | 0.005 | Inside |
| Mon 2 Nov | 49.98 | 49.97 | 0.014 | Inside |
| Fri 30 Oct | 49.87 | 49.95 | 0.077 | Outside |
Set a level and we'll tell you on the day the reference rate crosses it.
One US dollar bought as little as ₺45.55 on Fri 15 May and as much as ₺50.15 on Fri 6 Nov, a swing of 9.6%. On a $10,000 transfer, that gap is worth about ₺46,080.
Our forecast for Monday 9 November is ₺50.19 per US dollar, with an 80% range of ₺50.12 to ₺50.26. The latest ECB reference rate was ₺50.15 on Friday 6 November.
The five session path drifts up to ₺50.33 by Friday 13 November. On this pair, five session forecasts currently beat a simple no change guess.
Friday 13 November has the best modelled chance of beating the latest fix, about 100%. That is an estimate from our calibrated ranges, not a promise.
Across 990 next fix forecasts the average miss was 0.047, against 0.050 for assuming no change, and the real rate landed inside our range 82% of the time.
The next fix starts from the latest market rate: before the fix we anchor to the live rate, after it to the fix itself. A drift is added only when the last 250 sessions show a statistically strong trend, which matters for crawling currencies like the lira and not for USD to TRY. The range comes from a volatility model that reacts to recent swings, calibrated so 8 in 10 outcomes land inside it. Nothing about the direction is guessed: on daily data no model we tested beats the market's own price, and we publish the score to prove it.
No. Banks and transfer apps add their own margin. Use the forecast for the direction and size of the move, not as your final quote.